Generate publication-grade credit memos that get approved.
An institutional memo with executive summary, financial commentary, collateral analysis and every exhibit, branded to your shop and shared through tracked links.
Institutional formatting
Executive summary, transaction overview, company history, management biographies, industry and SWOT analysis, collateral valuation, historical financial commentary and a recommendation page, in the order underwriters read.
Custom broker branding
White-label with your brokerage logo, color scheme, contact details and confidentiality language. Lenders see your firm, not ours.
Multi-format export
Download a high-resolution PDF packet, an editable Word document for lender edits, or the raw Excel spread workbook with live formulas.
Secure lender sharing
Generate encrypted download links with expiration, watermarking and viewer tracking, so you know the moment a lender opens the package and which exhibits they spent time on.
Specification
- Sections
- 14 standard, reorderable, optional
- Exhibits
- Spreads, GCF worksheet, add-backs, debt schedule, S&U, forms
- Formats
- PDF, DOCX, XLSX
- Sharing
- Encrypted links, expiry, watermark, open tracking
- Branding
- Logo, palette, cover, disclaimers
- Length
- Typical packet 24 to 36 pages
From upload to term sheet in 48 hours
- 1Memo assembled from the extracted spreads, GCF worksheet and add-back schedule; broker writes the 300-word narrative with AI-free prompts for each section.
- 2Package exported as a 28-page PDF with the brokerage's cover and a 4-tab Excel workbook.
- 3Shared to three preferred lenders through tracked links; first open logged in 11 minutes.
- 4Term sheet received from a top-10 SBA preferred lender in 48 hours.
Questions
The Word export is fully editable for lenders that want to adapt the narrative into their own credit presentation.
Yes. You set the expiry, from 24 hours to 90 days, and can revoke a link at any time.
Package your next loan in 15 minutes instead of 3 weeks.
Upload a set of sample tax returns and generate a complete, lender-ready credit memo on your first day.